🏦 Ripple Applies for a Banking License. A New Era for XRP?

Ripple’s banking ambitions, Robinhood's L2 play, and Solana staking ETFs hit the market. Plus, stablecoins expand, TradFi frustrations spill onchain, and RWAs keep booming.

Author

Albert MC2Fi
July 04, 2025

Hey Crypto Mavericks,

Ripple’s banking ambitions, Robinhood's L2 play, and Solana staking ETFs hit the market. Plus, stablecoins expand, TradFi frustrations spill onchain, and RWAs keep booming.

We’re dropping fresh crypto insights on TikTok! Follow us for the latest clips & alpha

Let’s dive in 👇

🔥 What's Hot in DeFi

Source: CryptoNews

Ripple Applies for Banking License

Jul 3 (CryptoNews) — Ripple files for a banking license to expand XRP’s reach.

Regulation meets crypto rails.

Source: Block Works

Robinhood Rolls Out L2 & Tokenized Stocks

Jun 30 (Blockworks) — Robinhood launches L2 with tokenized stocks & perps for EU users.

The stock app becomes a chain.

Source: Cointelegraph

Cake Wallet Adds dEURO With 10% Yield

Jul 3 (Cointelegraph) — dEURO stablecoin debuts in Cake Wallet with 10% yield.

Decentralized FX on the rise.

Source: The Block

Circle Simplifies USDC Access

Jul 2 (The Block) — Circle’s Gateway unifies USDC access across chains.

Cross-chain stablecoin UX improves.

Source: Crypto News

Solana Staking ETF Goes Live

Jul 3 (CryptoNews) — REX-Osprey launches Solana staking ETF.

TradFi bets on staking rewards.

Source: Crypto News

Private Credit Fuels $24B RWA Boom

Jun 26 (CryptoNews) — Private credit drives RWA market to $24B.

RWAs keep growing faster than narratives.

Source: Cointelegraph

TradFi Eyes Blockchain After Bank Failures

Jul 1 (Cointelegraph) — Bad banking pushes TradFi closer to DeFi.

Bad banking → onchain opportunity.

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📊 Numbers Don’t Lie

$BTC trades close to historic highs, while S&P 500 and Nasdaq Composite also aim to set new records.

$BTC: ~$109,529 ↑2.41%
$ETH: ~$2,601 ↑6.23%

  • Market Cap: $3.54T

  • 24h Liquidations: $309.67M

  • Fear & Greed Index: 73 (Greed)

  • Altcoin Index: 29/100

Small Cap Gainers:

⚠️ The market’s heating up—what's your next move?

🐳 Whale Watching

July 3 (Lookonchain) — Two wallets just deposited $30M USDC and started buying $HYPE.X ( ▼ 0.5% )

  • Spent: $5.1M → 146,916 $HYPE

  • Remaining: $24.9M USDC ready to deploy

Still buying. No exit signs.

🙋 Catch Up With Us

Ready for the highlight reel?

Digital Asset Digest – Week 11

  • BTC swings $96K → $107K.

  • Saylor buys 4,980 BTC.

  • Circle → banking.

  • Aptos Labs clears CFTC.

📊 Top Gainers – Week of June 26, 2025

  • $BANANAS31 +190%

  • $HSK 148.3%

  • $FUN +138%

and more!

Think the market's too hot?

The data says otherwise.

  • Greed creeping in, but still safe.

  • Undervalued signals flashing.

  • $133K fair zone still intact.

Stay sharp. Sentiment shifts fast.

$1 = safety?

  • Synthetic: DAO-governed, but can pause redemptions.

  • Fiat-backed: Need banks. Slow when it matters.

  • On-chain: Fully crypto, but liquidity’s thin.

In 2025, stablecoins are no longer simple tokens.

Also, don’t forget to check out How to Trade Meme Coins Like a Pro!

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(a Meme Coin Trading Expert) Break It Down:


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And that's a wrap, folks! Remember, in the world of crypto, fortune favors the bold (and the well-informed). So keep your eyes peeled, your wallets ready, and give our MC² Token Page a try.

Stay curious, stay savvy, and we'll see you next week for another round of DeFi madness!

Cheerio from your favorite team,

MC² Finance Crew

P.S. If you enjoyed this newsletter, share it faster than a viral meme! Your crypto-curious friends will thank you.